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Creating fake cards has given way to online information theft. Enter the CVV, which banks and credit card issuers use to reduce fraudulent digital transactions. There are two CVVs associated with most debit or credit cards. The first is encoded in the magnetic strip used for in-person transactions; the second is visible on the card. This is the one you must input when making an online purchase. While it can be comparatively easy for skilled hackers to gain access to credit card numbers and expiration dates, CVVs are much more difficult to track down.

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